Posts

Why Investors Prefer Personalized Stock Advisory Services

Image
Indian investors are becoming more informed, cautious, and goal-oriented than ever before. With easy access to trading apps, market news, and online stock tips, investing may look simple on the surface. Yet, in reality, many investors are realizing that information alone does not lead to better returns . This is why a growing number of investors across India are choosing personalized stock advisory services over generic recommendations. At Techolic , this shift is something we see every day — investors want advice that fits their financial situation, their risk profile, and their long-term goals, not mass-market suggestions.     One-Size-Fits-All Advice No Longer Works Most online stock tips and automated advisory tools are built for the “average investor.” But in practice, no two investors are the same . Differences arise in: Income levels Investment goals Risk tolerance Time horizon Tax considerations Market experience A recommendation that works for a...
Post a Comment
Read more

Understanding Money-Back and Endowment Policies — Are They Worth It?

Image
  In today’s uncertain financial environment, everyone looks for ways to protect their family’s future while ensuring steady returns on investment. Among traditional life insurance options, Money-Back and Endowment Policies remain popular choices for many Indian investors — especially those who prefer safety, savings, and guaranteed benefits over high-risk market returns. But are these policies truly worth your money? Let’s break it down in simple, professional terms so you can make an informed decision. 1. What Are Money-Back and Endowment Policies?   Before comparing the two, let’s first understand what each policy actually means. Money-Back Policy A money-back policy is a type of life insurance plan that provides periodic payouts during the policy term instead of paying the full amount only at the end. These payouts are usually a percentage of the sum assured, given at regular intervals, and the remaining amount (along with bonuses) is paid at maturity or upon the po...
Post a Comment
Location: Chandigarh, India
Read more